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Marketers
Power your team to create
videos at scale
Creators
Building social presence made easy
Agency
Scale video production with
ease
A pre-approval is your "golden ticket." It proves to sellers that you are a serious buyer with the backing of a lender.
Ideal for lower credit scores and smaller down payments. all about buying a house for the first time
0% down options for veterans or those buying in rural areas. A pre-approval is your "golden ticket
Use the 28/36 rule —your total housing costs shouldn't exceed 28% of your gross monthly income, and total debt shouldn't exceed 36%. Use the 28/36 rule —your total housing costs
Your score determines your interest rate. You can get free weekly reports at AnnualCreditReport.com . If your score is low, focus on paying down credit card balances and avoiding new debt.
You aren't just saving for a down payment (which can be as low as 3–3.5% for FHA loans ), but also closing costs , which typically run between 2% and 5% of the purchase price. 2. Lock in a Pre-Approval