Bank — Best Buy Synchrony

The credit card became a vital tool during Best Buy's major "Renew Blue" transformation starting in 2012.

: Prior to Citibank, the card was issued by Capital One (which acquired the business from HSBC ). best buy synchrony bank

Long-term users often share a mix of success and cautionary tales: The credit card became a vital tool during

: Citibank took over the portfolio in 2013 and continues to manage both the store-only card and the Visa Platinum version. : While not the Best Buy partner, Synchrony

: While not the Best Buy partner, Synchrony Bank provides similar private-label credit cards for competitors and other major retailers. The "Showrooming" Turnaround

The story of Best Buy's credit card partnership is primarily defined by its long-standing relationship with , not Synchrony Bank. While Synchrony Bank is a major player in retail financing for other brands, Citibank currently issues the My Best Buy® Credit Cards . Historical Context & Partnerships

: To fight "showrooming"—where customers would browse in-store but buy online—Best Buy used its credit card to offer 0% deferred interest financing on high-ticket items like TVs and appliances.