Buy Corporate Bonds -

The risk that the company goes bankrupt and cannot pay interest or principal.

While more volatile than savings accounts, they are traditionally less volatile than stocks, making them a "middle ground" for risk-averse investors. 3. Key Factors to Consider Before Buying buy corporate bonds

Independent agencies like , Standard & Poor’s (S&P) , and Fitch rate bonds based on the issuer's ability to pay back debt. The risk that the company goes bankrupt and

Purchasing specific bonds through a brokerage. This requires a higher minimum investment (often $1,000 to $10,000 per bond) and requires the investor to research individual companies. Standard & Poor’s (S&P)