The U.S. Treasury currently offers two primary types of electronic savings bonds, each serving a different financial goal: : These are built to fight inflation. Current Rate : 4.03% (for bonds issued April 30, 2026).
: The rate is a "composite" of a fixed rate (currently 0.90%) and a variable inflation rate that resets every six months. buy us savings bonds online
: While the annual rate is fixed, the Treasury guarantees that if you hold an EE bond for 20 years , it will double in value, regardless of the interest rate. How to Buy Online: Step-by-Step it will double in value
: These offer a guaranteed "doubling" of your money. Current Rate : 2.50% . buy us savings bonds online
Smart Saving: Your Guide to Buying U.S. Savings Bonds Online in 2026
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