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: Offers a seamless "Transact" feature that lets you link Visa or Mastercard directly to swap for XRP. The guide to buying XRP today. - Kraken

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Buying XRP with a debit card is one of the fastest ways to enter the market, with transactions typically settling within minutes. While convenient, this method usually carries higher fees—typically —compared to bank transfers. Best Platforms for Debit Card Purchases (2026) : Offers a seamless "Transact" feature that lets