Buying Property Without Mineral Rights (PRO · 2026)

: Properties without mineral rights may have a lower resale value, especially in resource-rich areas.

Buying property without mineral rights (a "severed estate") means you own the surface, but someone else owns the resources beneath it . While common in many areas, it introduces specific risks and financial considerations. Key Risks & Considerations buying property without mineral rights

: Some lenders or insurance providers may have stricter requirements or exclude coverage for damages caused by resource extraction. Protecting Your Interests : Properties without mineral rights may have a

: The best protection is a recorded waiver where the mineral owner gives up the right to use the surface for extraction, requiring them to use directional drilling from neighboring lots instead. Key Risks & Considerations : Some lenders or

: Extraction activities can lead to the installation of drilling rigs, pump jacks, storage tanks, and access roads on your land.

: Hire a professional to conduct a thorough title search to see if rights are severed, leased, or encumbered.