Chime is not a bank; it is a financial technology company that provides fee-free mobile banking services through its partners, The Bancorp Bank, N.A. or Stride Bank, N.A.. Core Features
: Open an account via the Chime website or mobile app. You must be a U.S. resident, 18+, with a valid SSN. Chime is not a bank; it is a
: A line of credit allowing you to access up to $500 of your pay before payday with no interest or credit checks. You must be a U
: Provide your Chime routing and account numbers to your employer to unlock early pay and SpotMe®. ☁️ Amazon Chime (Business Communication) : Provide your Chime routing and account numbers
: A secured credit card designed to help you build credit history with no annual fees or interest.
: Once your debit card arrives, use the app to activate it.
: Includes a "Save When You Spend" feature that rounds up transactions to the nearest dollar and transfers the change to your savings. Getting Started