Independent landlords typically use third-party screening platforms rather than approaching credit bureaus directly.
You must obtain from every prospective tenant (typically anyone over 18 who will reside in the unit) before performing a credit check.
Incorporate this consent directly into your Rental Application . 2. Choose a Screening Service
Most reports pull data from major agencies like TransUnion or Equifax. 3. Analyze the Credit Report
Running a credit check is one of the most critical steps in selecting a reliable tenant to protect your property investment. This guide outlines the essential steps for landlords to legally and effectively screen prospective renters. 1. Request Permission and Information
Landlord-specific credit reports focus on financial reliability rather than detailed banking history. Focus on these key metrics: