Credit-history-check Apr 2026

Frequent prompts to upgrade to its paid $24.99/month IdentityWorks plan. Aura : Best for Real-Time Alerts

Does not provide FICO scores, relying instead on the VantageScore model. myFICO : Best for Loan Prep credit-history-check

Offers a robust free tier with FICO score tracking and a unique "personal privacy scan" to check for public data leaks. Frequent prompts to upgrade to its paid $24

Among the most expensive options, with premium plans starting around $29.95/month. Credit Karma: Best Free Service credit-history-check