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The website is a service provided by TransUnion (formerly Callcredit), one of the UK's three main credit reference agencies. Its primary feature is providing consumers with their Statutory Credit Report , a detailed factual record of their personal credit history . Key Features of the Service
: Under the Consumer Credit Act 1974, you have a legal right to access this information to ensure it is accurate and up-to-date.
: Information on County Court Judgments (CCJs), bankruptcies, and insolvencies.
: Lists of people you are financially linked to, such as through a joint mortgage.
: Details on credit cards, loans, mortgages, and utility payments.
“Excellent way if keeping eye on finances. This site is so easy to use. It helps keep an eye on your credit score and makes necessary changes.” Credit Karma UK