: If existing accounts were accessed, close them immediately and open new ones with different account numbers and passwords. 5. Ongoing Monitoring
: Contact one bureau to place a free one-year fraud alert; they are required to notify the other two. Equifax Fraud Department Experian Fraud Department TransUnion Fraud Department credit score identity theft
: Use your official identity theft report to ask credit bureaus to block any information resulting from the theft from appearing on your credit report. 4. Notify Financial Institutions : If existing accounts were accessed, close them
: Consider using services like Experian IdentityWorks or LifeLock to receive alerts about changes to your credit files. : If existing accounts were accessed
: Request free credit reports from all three bureaus via AnnualCreditReport.com to identify unauthorized accounts.