Best Buy offers several payment plan options ranging from interest-free credit card financing to "Buy Now, Pay Later" (BNPL) services and lease-to-own programs.

: Fixed monthly payments are available at a lower APR (e.g., 7.99%) for terms up to 24 months. 2. Buy Now, Pay Later (BNPL)

Best Buy integrates with several BNPL providers for smaller, short-term plans. How Does Best Buy Financing Work?

: On home theater purchases of $999 and up or unlocked phones of $649 and up .

You can use a My Best Buy® Credit Card to pay for large purchases over time.