When downloading system utilities from third-party sources like Sigma4PC, follow these best practices to protect your hardware:
: Use a tool like WinRAR or 7-Zip to open the file. If the archive asks for a password, it is often the name of the website (e.g., sigma4pc.com ).
: If you prefer the untouched original version, the official developer site is HDD.by, though it is primarily in Russian (modern browsers can translate the page easily). Use with Caution
: Compatibility with SATA, USB, and modern NVMe SSDs. Understanding the .rar File from Sigma4PC
: Always run the extracted .exe file through a service like VirusTotal before launching it. Diagnostic tools require "Administrator" privileges, which can be risky if the file has been tampered with.
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Evaluating LGD:
S&P Global Market Intelligence's LGD scorecards are used to estimate LGD term structures. These Scorecards are judgment-driven and identify the PiT estimates of loss. The Scorecards are back-tested to evaluate their predictive power on over 2,000 defaulted bonds.
The Corporate, Insurance, Bank, and Sovereign LGD Scorecards are linked to our fundamental databases, meaning no information is required from users for all listed companies and for a large number of private companies.
Final LGD term structures are based on macroeconomic expectations for countries to which these issuers are exposed. Fundamental and macroeconomic data is provided by S&P Global Market Intelligence, but users can again easily utilize internal estimates.
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 Source: S&P Global Market Intelligence; for illustrative purposes only.
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When downloading system utilities from third-party sources like Sigma4PC, follow these best practices to protect your hardware:
: Use a tool like WinRAR or 7-Zip to open the file. If the archive asks for a password, it is often the name of the website (e.g., sigma4pc.com ).
: If you prefer the untouched original version, the official developer site is HDD.by, though it is primarily in Russian (modern browsers can translate the page easily). Use with Caution
: Compatibility with SATA, USB, and modern NVMe SSDs. Understanding the .rar File from Sigma4PC
: Always run the extracted .exe file through a service like VirusTotal before launching it. Diagnostic tools require "Administrator" privileges, which can be risky if the file has been tampered with.
The team at S&P Global Market Intelligence specifically designed our IFRS 9 solutions to meet this requirement. To learn more about our robust, efficient, and transparent IFRS 9 offering
| Contact us to enquire about our IFRS 9 Solutions |
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On-Demand Webinar
 IFRS 9 for Insurers: Implementing a Robust,
Efficient and Transparent Methodology
Gain a practical demonstration to produce the new ECL calculations as required by IFRS 9, to avoid the black box effect.
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On-Demand Webinar
 Coronavirus Insights: An Outlook
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IFRS 9 Implications
We provide insights into the state of credit risk of
unrated companies, and explore the impact of
macroeconomic factors on IFRS 9 impairment calculations.
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Blogs
 IFRS 9 Blog Series
Read our three part blog series to help insurance companies tackle the changes to meet IFRS 9 credit impairment requirements
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