Most lenders require a minimum of 620 , but scores above 700 secure much better interest rates.
Total monthly debt payments should ideally be under 43% of your gross income. faq first home buyers
Budget 2–5% of the purchase price for closing costs (taxes, legal fees, appraisals). 🏛️ 2026 Grants & Assistance Programs Most lenders require a minimum of 620 ,
Buying your first home involves navigating complex financial requirements, government programs, and a multi-step legal process. For 2026, the market is expected to be more balanced, with stable price growth and increased inventory, making it a strategic time for prepared buyers. Financial Fundamentals faq first home buyers