Loan Inspection - Fha

For an FHA loan, the "inspection" is technically part of the . While a standard appraisal only estimates market value, an FHA-approved appraiser must also verify that the home meets the Department of Housing and Urban Development's (HUD) Minimum Property Requirements (MPR) for safety, security, and structural soundness . Key FHA Inspection Categories

The appraiser evaluates the property based on "The Three S’s": (protecting occupants), Security (protecting the FHA's investment), and Soundness (structural integrity) . 1. Structural & Exterior Standards fha loan inspection

Must be stable and free of significant cracks, shifting, or water intrusion . For an FHA loan, the "inspection" is technically part of the

Must be free of leaks and have at least two years of remaining useful life . It cannot have more than three layers of shingles . It cannot have more than three layers of shingles

Soil must slope away from the foundation to ensure proper drainage .