High Student Loan Debt And Buying A House -

If you work in public service, ensure your PSLF tracking is up to date, as lenders may view "forgivable" debt differently.

High student loan debt doesn't automatically disqualify you from homeownership, but it does change the math. Lenders focus less on the total balance you owe and more on how much of your monthly income goes toward that debt. 🏠 The Impact on Your Application high student loan debt and buying a house

Many states offer Down Payment Assistance (DPA) programs specifically for first-time buyers with high debt. If you work in public service, ensure your

Don't guess your DTI; have a lender run the numbers to see exactly where you stand. If you work in public service

Some programs allow for a 3% down payment, making it easier to keep cash in the bank.