: The Military Homeownership Assistance Program provides a $5,000 grant toward down payments or closing costs.

: Provides a 50% discount on the list price of homes in revitalization areas. While targeted at teachers and first responders, veterans often qualify through state-equivalent programs.

Note: SAH and SHA grants can be used up to throughout a veteran's lifetime, provided the total amount does not exceed the annual maximum. 2. State-Level Purchase Assistance

: The Homes for Texas Heroes program offers down payment grants and below-market interest rates. 3. Federal and Nonprofit Programs

For severe mobility or vision disabilities; used to build, buy, or remodel. $25,350

: Sellers can pay all of a veteran's closing costs and contribute up to 4% of the loan amount toward other concessions (like paying off debt).

Report: Home Buying Grants and Financial Assistance for Veterans (2026)