You must hold the electronic bond in your own account's "Gift Box" for at least five business days before you can deliver it to the recipient.
Go to the BuyDirect tab, select the bond type (Series I or EE), and enter the amount (minimum $25). Funds are debited from your linked bank account. 2. Gifting a Bond how to buy a bond for a baby
Since January 2025, U.S. savings bonds are only available electronically through the TreasuryDirect website. You must hold the electronic bond in your
Bonds cannot be cashed for at least 12 months . If cashed before five years, you lose the last three months of interest. Bonds cannot be cashed for at least 12 months
To deliver the gift, you need the child's TreasuryDirect account number (provided by their parent/guardian) and Social Security Number.
The only way to get a physical paper bond is by using your IRS tax refund and filing Form 8888 with your tax return. 3. Key Financial Considerations
If you want to buy a bond as a gift rather than holding it in a linked account you manage: