How To Buy A Second Home With No Down Payment Apr 2026

Government-backed loans (VA, USDA, FHA) are strictly for primary residences, but they can be used strategically to acquire a second property. Buy a second home with no down payment | Rocket Mortgage

The most common way to achieve a "no money down" purchase is by using the value already built up in your primary residence to cover the costs of the second. how to buy a second home with no down payment

: This provides a lump sum of cash at a fixed interest rate, which you can use for the full purchase price or a substantial down payment. Government-backed loans (VA, USDA, FHA) are strictly for