How To Buy — My First Home

A higher score gets you lower interest rates.

Paint colors, carpet, or landscaping (these are easy to change later). 5. Make an Offer and Negotiate how to buy my first home

A pro checks for mold, structural issues, and faulty wiring. A higher score gets you lower interest rates

While 20% is the gold standard to avoid private mortgage insurance (PMI), many first-time programs allow as little as 3% or 3.5% down. how to buy my first home