: Covers Part A and B premiums, deductibles, and co-payments.

: Qualifying for a buy-in program often automatically qualifies you for the Medicare Part D Low Income Subsidy (LIS) , which reduces prescription drug costs.

: States "buy in" to Medicare coverage for eligible residents by paying their monthly premiums directly to the federal government.

: You generally do not apply for "Buy-In" directly; instead, it is automatically triggered when you qualify for Medical Assistance or a Medicare Savings Program (MSP). Key Benefits

: Enrollment in a buy-in program through an MSP can save individuals over $2,400 per year in Part B premiums alone.