These are the most common entry points for buyers who haven't saved a full 20% down payment.
: Local programs, like the one in Fresno County , can offer zero-interest loans for up to 20% of the purchase price to help with costs. programs to help buy a house
Finding the right program can turn homeownership from a "maybe someday" into a "right now" reality. Depending on your background, job, or location, there are several heavy-hitters you should know about. These are the most common entry points for