: Review your income, debts, and job stability. A solid employment history is crucial for loan approval.
Before you start looking at houses, you must ensure your finances can support a long-term commitment. step by step process of buying a house
Buying a home is a complex journey that typically takes from the start of your search to getting the keys. Phase 1: Preparation (6–12 Months Out) : Review your income, debts, and job stability
: Aim to spend no more than 28% of your gross monthly income on housing costs. Factor in "PITI" (principal, interest, taxes, and insurance) and maintenance costs like a new roof or HVAC repairs. : Review your income