To Know When Buying A New Car — Things

: Compare rates from outside sources like Scott Credit Union or other local banks and credit unions before visiting the dealer.

: In 2026, many buyers are seeing a return to physical buttons over all-touchscreen interfaces. things to know when buying a new car

Getting pre-approved for a loan is a "power move" that puts you in control. : Compare rates from outside sources like Scott

: Steer clear of 84-month (7-year) loans; aim for 60 months (5 years) or less to ensure you don't outlive your warranty while still paying. 3. Research Models and Market Value Don't rely on the window sticker (MSRP) alone. : Steer clear of 84-month (7-year) loans; aim

: Negotiate based on the out-the-door (OTD) price , which includes all fees, taxes, and registration, rather than just the monthly payment.

Buying a new car is a major financial commitment, especially in the 2026 market where average new car prices have exceeded $50,000. To ensure you make a smart investment, follow this chronological guide to the buying process. 1. Establish Your Real Budget