Several state and regional programs provide down payment and closing cost assistance to low-to-moderate-income homebuyers.
An annual grant program offering up to $20,000 for down payment or closing costs. In 2026, funds became available on April 6 on a first-come, first-served basis.
Offers assistance specifically to first-time homebuyers who have not owned a home in the last three years. 2. Welcome Home (Horror ARG)
Administered by the Ohio Department of Development, this program awards grants for purchasing residential properties at foreclosure, construction, or rehabilitation. It requires buyers to remain in the property for at least three years.