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: Attend open houses and schedule private viewings. Take notes and photos of each property to compare them objectively later.
: This is a critical step where a lender verifies your income, assets, and debt-to-income (DTI) ratio. A pre-approval letter is usually valid for 60–90 days and proves to sellers that you are a serious, qualified buyer. what is the home buying process step by step
: Partner with a professional who understands current market trends and local neighborhood dynamics. Following recent rule changes, you may be required to sign a written representation agreement outlining their compensation before touring homes. Phase 3: House Hunting & Making an Offer (Months 3–5) : Attend open houses and schedule private viewings