How Does Buy Here Pay Here Work? - Ocean Crest Chevrolet GMC

: Instead of a high credit score, dealers typically require proof of income (often a minimum of $1,200/month after taxes), a valid driver's license, and proof of residence.

: Payments are made directly to the dealer, sometimes on a weekly or bi-weekly schedule that aligns with your paychecks. Advantages

: You choose the car and secure the loan at the same location, often in a single day.